Client Testimony:

Debt Management Program (DMP)

After the review of the information provided during the counseling session, your counselor may recommend our Debt Management Plan. On this plan, we can work with your creditors to possibly:

• Lower or waive your interest
• Waive the fees
• Lower your payments
• Consolidate your debt into an affordable repayment plan

The Debt Management Plan simplifies the sometimes nerve-wracking process of paying too many bills. One monthly payment is sent to us and we disburse this to your creditors. You will continue to receive your creditor statements in the mail, so you can monitor all of your accounts. After a while, you'll notice on the statements that your balances will gradually decrease.

CIDMCE provides ongoing counseling while you are enrolled on our Debt Management Plan. Our counselors and Client Support Representatives (CSR) are available to help solve any financial problems that might occur along your road to being debt free. The CSR's provide customer service to you in the handling of your accounts and payments. Our Debt Management Program is only offered if it is the appropriate solution for you.

Please call 1-888-671-2227 to make an appointment to speak with a Certified Counselor who will help you determine what program is right for you.